| Earthquake Risk Management - Residential Earthquake Insurance
地震災害風險管理-住宅地震保險
Global warming, climate change and environmental pollution make the frequency and severity of natural disaster aggravated. Governments therefore pay more attention to natural disaster risk management and risk transfer. Due to the heavy losses caused by the “921” earthquake, Taiwan government established Taiwan Residential Earthquake Insurance Program (TREIP) in 2002.
This presentation gives a brief introduction to TREIP including its background, developments, rationales, key features, operation and business overview as well as the role, function and future prospects of Taiwan Residential Earthquake Insurance Fund (TREIF). In respect of TREIP’s operation, the presentation highlights the coverage, risk assumption / transferring mechanism, risk assessment mechanism, claim assessment mechanism, emergency response mechanism and promotion activities.
由於全球暖化、氣候變遷、環境污染，使得天災發生的規模或頻率都超過從前，各國政府因此更注重天災風險管理及風險移轉。921大地震後，政府於2002年建制臺灣住宅地震保險制度。
本簡報簡述臺灣住宅地震保險制度之建制背景沿革、原則與特色、運作方式 (包含保障範圍、危險分散機制、風險評估機制、理賠作業機制、緊急應變機制、業務宣導)、業務概況、以及地震保險基金之角色、功能與未來展望。 |
